Monkey Trouble

 

Me, myself and I.

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        Wednesday, April 26, 2006

    BIG NEWS! This blog is moving!!!  

    I am fed up with fighting with templates and blogger outgages and well everything. So I'm MOVING. From now on if you want some Monkey Trouble you'll have to go to THE NEW MONKEY TROUBLE. It's a work in progress and I'll be fine tuning it for awhile. Please update your bookmarks and feeds. (Ps - I'm moving my other blogs as well)

       [ POSTED BY sassymonkey @ 4/26/2006 08:49:00 PM ] |


    Oh well.. Gah!  

    So I mentioned the other day that I got nailed with an interest charge in between when I paid my payment and when it actually went through. So I made that payment yesterday. And now today I go and check and they gave me a credit on the interest I paid. Oh well. I should be getting charged for the book I ordered from Chapters soon (hint, hint - Chapters are you paying attention??? I want my book!). Oh that reminds me...I have to go give money to the pandas.

       [ POSTED BY sassymonkey @ 4/26/2006 06:48:00 PM ] |



        Tuesday, April 25, 2006

    You turn you back for one measly second...  

    And the next thing you know you are going to a Major League baseball game and realizing that at least half the guys on the field (likely more than that but you are trying not to think of that) are younger than you. By several years. When did this happen???

       [ POSTED BY sassymonkey @ 4/25/2006 11:01:00 PM ] |


    Bah  

    In between when I made the monster payment on my credit card and when the payment actually went through I got nailed with an interest charge. And then the card is paid off. At least until Chapters decides to ship the book I ordered a month ago. And then it will be charged the remaining $12 or whatever it is.

       [ POSTED BY sassymonkey @ 4/25/2006 04:28:00 PM ] |



        Monday, April 24, 2006

    Purge  

    When I checked the mail today there was a note and a donation bag from Goodwill again. Oddly enough I was just talking to someone at work today who knows about my last experience with Goodwill (I accidently tossed in a new pair of jeans, luckily I'm cheap and they were $20 jeans). So I nabbed the bag and now I have to purge things. And in case anything was wondering, I don't feel guilty about nabbing it before the neighbours got it. They have a car. They can drive their crap to Goodwill. :) I'm just not sure I have a whole lot to send to Goodwill this time around. I did a pretty good purge last time and I've tried really, really, really hard not to buy more crap. Unlike the last time I had tstuff to give away a quick look around this time doesn't reveal anything on the surface that has to go. Maybe I'll dig through my sewing/knitting box and find some stuff to donate??? (Unlikely) On a side note - only three episodes of the West Wing left. Sam was back last night being all Sam-ish. It was great. :)

       [ POSTED BY sassymonkey @ 4/24/2006 07:36:00 PM ] |



        Friday, April 21, 2006

    Financial Update  

    Back in January I posted this saga about my financial situation. I was going to do a report at the end of the first quarter but decided to wait a few weeks because I knew I was expecting an income tax return (I love income tax returns). I'm am happy to announce...drum roll please...I have completely paid off one of my credit cards. Yayyyyyyyyyyyyyyyyy!!! I am sooooooooo on track to have the second one paid of by the end of the year (I'm hoping sooner...) and then the only debt I'll have is student loans. Again yayyyyyyyyyyyyyyy!!! But there's more! You didn't think I'd just do only that now do you??? lol Since January I've paid a bit over $875 on the *principal* of my three student loans (trust me my payments have been way more than that - damn interest rates). I called about my CIBC loan today. I'll admit, I don't have a lot of love for the CIBC. When I was a kid I had an account with the CIBC. From the time I was 12 until I was 18 the child support cheques were given to me directly (see my mother really did make an effort to make me financially responsible even if she didn't teach me how to save). Every time I went in to cash one of those cheques I was treated like a leper. I generally had to speak to at least two tellers before they would do it, sometimes a manager. The cheques were not excessively large - $100. I had enough money in my bank account to cover them. When I was in my later teens I had a part time job and constantly was depositing money into my account. And still I was treated horribly. I wasn't happy that I had to take a loan with CIBC but I didn't really have much choice. In my last year of school they kept "misplacing" my confirmation of enrollment papers and tried to suck money out of me even though I was still a student and gave me a big fat black mark on my credit report that's still there (they apparently can't change it because they reported it and yes they were wrong not me and they were real bastards about it and refused to give me a letter to give to the credit bureau saying it was there issue not mine although I haven't tried that tactic lately). And then there was that whole thing where they kept accidentally faxing people's confidential information to a Virginia junkyard owner for THREE years. Um yeah...not their biggest fan. So that's the first of the student loans I'm hoping to erase. It's also the smallest of the three student loans I have (currently at about $10,500). I made my first step of getting to that goal faster but calling them today. I'm increasing my monthly payment to them by $34 a month so the monthly payments will go from $106 to $140 (the same amount as my NSLC loan). Aside from just wanting to get rid of this loan, the interest rates have gone up a bit the last few months so I'm trying to counterbalance that as well. And after the second credit card is paid off I'll try to start funneling extra cash onto it as well. But now this is where it gets good - cause I promised you good things were coming remember? Under the $106/month plan it would have taken me 146 months to pay this off (12.16 years). But under this new payment schedule it's only going to take 104 months. That's a difference of 42 months. That's a difference of 3.5 years. For a difference of $34/month. How cool is that? , ,

       [ POSTED BY sassymonkey @ 4/21/2006 07:05:00 PM ] |



        Thursday, April 20, 2006

    I really was having a good day...so much for that  

    Really I did have a good day. I went for a walk on the beach. I bought yummy samosas. And now I'm not going to be getting to sleep anytime soon which really sucks because I've been sleeping poorly all week. I hate bugs. I hate bugs in my apartment. But I really, really, really hate bugs on me. When I was a kid we were poor. And we once lived in this horrible house. Actually we lived there for a long time (from age 6 to 14 I think). The problem we had there eventually got much better but I guess you could say that it kinda scarred me. This house was tiny. The rent was cheap (for a reason). It had no basement. It was cheaply constructed and poorly maintained. And every spring it became infested with bugs. It was some sort of beetle. I don't think it was a June bug but it was like a June bug. Hell maybe it was a June bug. Whatever it was it black, some sort of beetle, it flew and it was was hard as hell to kill. And we had them by the hundreds. No, I'm not joking. I'm really not exaggerating. Hundreds. Things would be fine and then suddenly one night I would wake up and my room, which I shared with my teenage sister and cousin, would be full of them. The two of them were up for hours killing them one night. They killed about 200. In one night. In one room. I remember one really bad night. It was the night above where my sister and cousin killed about 200 of these vile things in our bedroom. I freaked out. What kid wouldn't? It was like living in your own personal horror movie. I put a blanket over my head, stood on a chair in our kitchen and cried and screamed my head off. Around midnight my mother called my aunt and took me to her place. I slept on her couch and I'm pretty sure that I didn't go to school the next day. That night was the worst I remember it being but the problem continued for years. (Don't bother asking why I never told anyone of these horrible conditions - I told a teacher once and she told me it was a bad dream and to forget about it. Grown ups suck.) Even today I really do not deal well with bugs in my apartment. I can kill them but only with a shoe or a book or something hard. In order to kill the crazy beetles in that horrid house that I'd love to plow over with a some type of very large destructive equipment you had to really push down hard on them to crush them. You could feel them crack under your fingers. I can still hear how it sounds and feel how it feels and it makes me shudder. The thought of it makes my back and neck tense. Not surprisingly with that many bugs eventually some would crawl on you. In fact, more than one night that's how we realized it was an infestation night. That and the sound of them bouncing against the ceilings. I still remember exactly how that sounded too. I can't abide the feel of a bug on me. My first reaction is to fling what ever body part it is that the bug is on as far away from the rest of my body as possible. Usually accompanied by the rest of me moving really, really fast from the location in which it happened. You know those superheroes that are suddenly behind their enemy before the enemy has any clue what's going on? That's me getting away from bugs. I have superhuman reflexes. And then after I get away I freeze. Like a mannequin. Like I was playing freeze tag. Like the room was filled with some sort of James Bond paralyzing gas that doesn't allow any part of me to move except my darting eyes wondering "Where the hell is it? Is it near me? Is it dead? How can I make it dead?" Some people think it's funny to put a fake bug on me. Or to mimic a bug crawling on me. Let me tell you that only to that once. I've never had anyone try more than once. If they did they likely would not be able to walk and would probably need a nose job. I was once at a boyfriend's place (one of the asshole ex's, not an idiot) when an earwig somehow managed to crawl up the couch and onto ME (earwigs are a very, very vile bug - so many legs...*shudder*). I was across the room and practically out the door before my boyfriend knew what the hell happened. A couple of years ago I was dating this guy (one of the idiots ex's, not one of the assholes) and we went to his roommate's cottage for the night. The place hadn't been visited in about a year and was in rough shape. It was infested with bats and mice. I tried to go to sleep that night but there things constantly moving in the walls and ceilings. I couldn't move. I could barely breathe. I basically just tossed and turned for hours, always on the verge of a full fledged panic attack. We left at sunrise. I fell asleep in the car after about 20 minutes. I was totally exhausted. My boyfriend still had to drive and he didn't get much sleep either. Serves him right for taking me to an infested cottage. I can't watch Fear Factor. Too many times where there are things crawling on people. I see it and I feel those bugs. I start to feel panicky. I start to feel like I'm going to vomit. The last few days I've seen a few ants (carpenter ants I think) and spiders in the apartment. It's spring. It's normal. It freaks me out but it's a level of freakedness I can deal with. But a little while ago I was stretched out on the futon as I usually am and was just thinking that I was sleepy enough to go to bed when an ant fell from the heating vent above the futon and directly on to me. I didn't even see it on me. I heard it fall. I felt it for the briefest of seconds before it was flung across the room and I froze in my deer-in-headlights pose. Now I'm tense and strung out. My skin is crawling. I'm twitchy. I feel things on me that aren't there. I see things out the corner of my eye and whip my head to see if it's another bug. I keep shuddering. My hair tickles the back of my neck and I slap at it. I don't deal well with bugs. But I really, really don't deal well with bugs on me.

       [ POSTED BY sassymonkey @ 4/20/2006 11:17:00 PM ] |